Need an appraisal for an FHA-backed mortgage? Call Arnold Appraisal Service

Arnold Appraisal Service is VT state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to contact Arnold Appraisal Service, as we are approved and qualified to handle FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If your property loan is FHA insured, that means that it has been secured by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders with safety through mortgage insurance in case the borrower defaults on his or her loan obligations. Accessible to all purchasers, FHA loan programs are made to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lower income or less starting funds to put down on a mortgage benefit the most from Federal Housing Administration loan programs.